:root{--navy:#142960;--blue:#2d82e8;--royal:#223882;--sky:#b9d9f6;--ink:#12213f;--muted:#56627a;--mist:#f3f7fd;--line:#dce6f4;--white:#fff;--shadow:0 24px 70px rgba(20,41,96,.14)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--white);font-family:Manrope,Arial,sans-serif;font-size:16px;line-height:1.6}a{color:inherit}img{max-width:100%;display:block}.skip-link{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.75rem 1rem;z-index:99}.skip-link:focus{left:1rem;top:1rem}.site-header{height:90px;display:flex;align-items:center;gap:2rem;padding:0 clamp(1.25rem,5vw,5rem);border-bottom:1px solid rgba(20,41,96,.08);position:relative;z-index:10;background:#fff}.brand{width:190px;margin-right:auto}.brand img{width:100%;height:70px;object-fit:contain}.site-header nav{display:flex;gap:1.8rem}.site-header nav a{text-decoration:none;font-weight:700;font-size:.9rem}.phone-pill{background:var(--navy);color:#fff;border-radius:999px;padding:.7rem 1rem;text-decoration:none;font-weight:700;font-size:.88rem}.phone-pill span{color:var(--sky)}
.hero{min-height:760px;position:relative;overflow:hidden;background:linear-gradient(118deg,#f7fbff 0%,#eef5ff 55%,#e2effe 100%);display:grid;grid-template-columns:minmax(0,1.08fr) minmax(390px,.72fr);gap:clamp(2rem,5vw,5rem);align-items:center;padding:clamp(4rem,7vw,7rem) clamp(1.25rem,7vw,7.5rem)}.hero:before{content:"";position:absolute;width:46vw;height:46vw;border:1px solid rgba(45,130,232,.14);border-radius:50%;left:-25vw;top:2rem;box-shadow:0 0 0 7vw rgba(45,130,232,.035),0 0 0 14vw rgba(45,130,232,.025)}.hero-glow{position:absolute;width:420px;height:420px;border-radius:50%;right:5%;top:-180px;background:rgba(45,130,232,.14);filter:blur(12px)}.hero-copy,.lead-card{position:relative;z-index:1}.eyebrow,.form-kicker{text-transform:uppercase;letter-spacing:.16em;font-size:.76rem;font-weight:800;color:var(--blue);margin:0 0 1rem}.hero h1,.section-heading h2,.promise h2,.cta h2{font-family:"Playfair Display",Georgia,serif;line-height:1.03;letter-spacing:-.035em}.hero h1{font-size:clamp(3.5rem,6.6vw,7.25rem);margin:0 0 1.5rem;color:var(--navy);max-width:850px}.hero h1 em{color:var(--blue);font-style:normal}.hero-lede{font-size:clamp(1rem,1.35vw,1.25rem);max-width:680px;color:var(--muted);margin:0 0 2rem}.hero-actions{display:flex;align-items:center;gap:1.4rem;flex-wrap:wrap}.button{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:8px;padding:1rem 1.35rem;font:800 .95rem Manrope,sans-serif;text-decoration:none;cursor:pointer;transition:.2s ease}.button:hover{transform:translateY(-2px)}.button-primary{background:var(--blue);color:#fff;box-shadow:0 12px 28px rgba(45,130,232,.25)}.text-link{font-weight:800;text-decoration:none;color:var(--navy)}.text-link span,.coverage-card a span{color:var(--blue)}.trust-list{display:flex;gap:1.4rem;flex-wrap:wrap;padding:0;margin:2rem 0 0;list-style:none;color:var(--muted);font-size:.88rem;font-weight:700}.trust-list span{color:var(--blue)}
.lead-card{background:#fff;border-radius:18px;padding:clamp(1.5rem,3vw,2.4rem);box-shadow:var(--shadow);border:1px solid rgba(255,255,255,.9)}.lead-card h2{font-family:"Playfair Display",Georgia,serif;font-size:2rem;line-height:1.15;margin:.2rem 0 .6rem;color:var(--navy)}.lead-card>p:not(.form-kicker){color:var(--muted);font-size:.9rem;margin:0 0 1.2rem}.lead-card form{display:grid;gap:.8rem}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:.8rem}.lead-card label{display:grid;gap:.35rem;font-size:.78rem;font-weight:800;color:var(--ink)}.lead-card input,.lead-card select{width:100%;border:1px solid #cdd8e9;border-radius:7px;padding:.78rem .85rem;font:500 .92rem Manrope,sans-serif;color:var(--ink);background:#fff}.lead-card input:focus,.lead-card select:focus{outline:3px solid rgba(45,130,232,.16);border-color:var(--blue)}.consent{grid-template-columns:auto 1fr!important;align-items:start;gap:.55rem!important;font-size:.7rem!important;line-height:1.45;color:var(--muted)!important}.consent input{width:16px;height:16px;margin:.16rem 0 0}.button-full{width:100%;margin-top:.1rem}.form-note,.form-status{text-align:center;font-size:.76rem!important;margin:.1rem 0 0!important}.form-note a{font-weight:800;color:var(--blue)}.form-status{min-height:1.2rem;color:#0a7046!important;font-weight:800}
.section{padding:clamp(4.5rem,8vw,8rem) clamp(1.25rem,7vw,7.5rem)}.section-heading{display:grid;grid-template-columns:.7fr 1fr;column-gap:5vw;align-items:end;margin-bottom:3rem}.section-heading .eyebrow{grid-column:1/-1}.section-heading h2{font-size:clamp(2.4rem,4vw,4.25rem);margin:0;color:var(--navy)}.section-heading>p:last-child{margin:0;color:var(--muted);max-width:560px}.coverage-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:15px;overflow:hidden}.coverage-card{padding:2rem;min-height:330px;display:flex;flex-direction:column;border-right:1px solid var(--line);background:#fff}.coverage-card:last-child{border-right:0}.coverage-card.featured{background:var(--navy);color:#fff}.card-number{font-weight:800;color:var(--blue);font-size:.78rem}.coverage-card h3{font-family:"Playfair Display",Georgia,serif;font-size:1.65rem;margin:auto 0 .75rem}.coverage-card p{color:var(--muted);font-size:.9rem;margin:0 0 1.5rem}.coverage-card.featured p{color:#d6e2fa}.coverage-card a{text-decoration:none;font-size:.82rem;font-weight:800}.coverage-card.featured a span{color:var(--sky)}
.promise{display:grid;grid-template-columns:1fr 1fr;background:var(--mist)}.promise-image{min-height:680px}.promise-image img{width:100%;height:100%;object-fit:cover}.promise-copy{padding:clamp(4rem,7vw,7rem);align-self:center}.promise h2{font-size:clamp(2.5rem,4.6vw,4.75rem);margin:0 0 1.3rem;color:var(--navy)}.promise-copy>p:not(.eyebrow){color:var(--muted);margin:0 0 2rem}.steps{list-style:none;padding:0;margin:0;display:grid;gap:1rem}.steps li{display:grid;grid-template-columns:42px 1fr;gap:1rem;padding-top:1rem;border-top:1px solid var(--line)}.steps>li>span{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;font-size:.8rem}.steps strong{color:var(--navy)}.steps p{margin:.15rem 0 0;color:var(--muted);font-size:.88rem}
.cta{background:var(--royal);color:#fff;text-align:center}.cta .eyebrow{color:var(--sky)}.cta h2{font-size:clamp(2.6rem,5vw,5.4rem);max-width:900px;margin:0 auto 1rem}.cta>p:not(.eyebrow){color:#dce8ff;max-width:680px;margin:0 auto 2rem}.cta-actions{display:flex;align-items:center;justify-content:center;gap:1.5rem;flex-wrap:wrap}.button-light{background:#fff;color:var(--navy)}.cta-actions>a:not(.button){color:#fff;font-weight:800}
footer{background:#0b1736;color:#c4d0e9;display:grid;grid-template-columns:220px 1fr 1.4fr auto;align-items:center;gap:2rem;padding:2.5rem clamp(1.25rem,5vw,5rem);font-size:.75rem}footer img{width:190px;height:72px;object-fit:contain}footer div{display:grid;gap:.2rem}footer a{color:#fff;text-decoration:none;font-weight:700}footer p{margin:0}
@media(max-width:1050px){.site-header nav{display:none}.hero{grid-template-columns:1fr;padding-top:4rem}.hero-copy{max-width:850px}.lead-card{max-width:720px}.coverage-grid{grid-template-columns:1fr 1fr}.coverage-card:nth-child(2){border-right:0}.coverage-card{border-bottom:1px solid var(--line)}.promise{grid-template-columns:1fr}.promise-image{min-height:430px}.promise-copy{max-width:850px}footer{grid-template-columns:1fr 1fr}footer p{max-width:550px}}
@media(max-width:650px){.site-header{height:76px;padding:0 1rem}.brand{width:155px}.brand img{height:58px}.phone-pill{font-size:0;padding:.75rem}.phone-pill:before{content:"Call us";font-size:.85rem}.hero{padding:3.5rem 1.1rem}.hero h1{font-size:3.4rem}.field-row{grid-template-columns:1fr}.trust-list{display:grid;gap:.55rem}.section-heading{grid-template-columns:1fr;gap:1rem}.coverage-grid{grid-template-columns:1fr}.coverage-card{border-right:0;min-height:270px}.promise-image{min-height:300px}.promise-copy{padding:4rem 1.25rem}.cta{padding-inline:1.25rem}footer{grid-template-columns:1fr;padding:2rem 1.25rem;text-align:left}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}
/* Footer legal links */
.footer-legal{display:grid;gap:.35rem}.legal-links{display:flex;flex-wrap:wrap;gap:.35rem 1rem}footer .legal-links a{color:#c4d0e9;font-weight:600;text-decoration:underline;text-underline-offset:3px}footer .legal-links a:hover,footer .legal-links a[aria-current="page"]{color:#fff}
/* Legal pages */
.legal-hero{background:linear-gradient(118deg,#f7fbff 0%,#eef5ff 55%,#e2effe 100%);padding:clamp(3.5rem,6vw,5.5rem) clamp(1.25rem,7vw,7.5rem) clamp(2.5rem,4vw,3.5rem);border-bottom:1px solid var(--line)}.legal-hero h1{font-family:"Playfair Display",Georgia,serif;font-size:clamp(2.6rem,5vw,4.5rem);line-height:1.05;letter-spacing:-.035em;color:var(--navy);margin:0 0 1rem}.legal-meta{display:flex;flex-wrap:wrap;gap:.4rem 1.5rem;margin:0;color:var(--muted);font-size:.9rem;font-weight:600}
.legal-layout{display:grid;grid-template-columns:240px minmax(0,760px);gap:clamp(2rem,5vw,5rem);padding:clamp(3rem,6vw,5rem) clamp(1.25rem,7vw,7.5rem) clamp(4rem,8vw,7rem)}.legal-toc{position:sticky;top:1.5rem;align-self:start;font-size:.84rem}.legal-toc p{text-transform:uppercase;letter-spacing:.16em;font-size:.72rem;font-weight:800;color:var(--blue);margin:0 0 .8rem}.legal-toc ol{list-style:none;margin:0;padding:0;display:grid;gap:.15rem;border-left:1px solid var(--line)}.legal-toc a{display:block;padding:.3rem 0 .3rem 1rem;color:var(--muted);text-decoration:none;font-weight:600;line-height:1.35}.legal-toc a:hover{color:var(--navy)}
.legal-body{color:var(--ink)}.legal-body section{scroll-margin-top:1.5rem;padding-bottom:2rem;margin-bottom:2rem;border-bottom:1px solid var(--line)}.legal-body section:last-child{border-bottom:0;margin-bottom:0}.legal-body h2{font-family:"Playfair Display",Georgia,serif;font-size:clamp(1.6rem,2.4vw,2.1rem);line-height:1.2;color:var(--navy);margin:0 0 1rem}.legal-body h3{font-size:1rem;font-weight:800;color:var(--navy);margin:1.6rem 0 .5rem}.legal-body p,.legal-body li{color:#3c4860;font-size:.97rem}.legal-body p{margin:0 0 1rem}.legal-body ul,.legal-body ol{margin:0 0 1rem;padding-left:1.3rem;display:grid;gap:.45rem}.legal-body li strong{color:var(--ink)}.legal-body a{color:var(--blue);font-weight:700}.legal-callout{background:var(--mist);border:1px solid var(--line);border-left:4px solid var(--blue);border-radius:10px;padding:1rem 1.2rem;margin:0 0 1.5rem}.legal-callout p{margin:0}.legal-address{font-style:normal;background:var(--mist);border:1px solid var(--line);border-radius:12px;padding:1.1rem 1.3rem;margin:0 0 1rem;line-height:1.7;color:#3c4860;font-size:.95rem}.legal-address strong{color:var(--navy)}
@media(max-width:1050px){.site-header nav{display:none}.legal-layout{grid-template-columns:1fr}.legal-toc{position:static;background:var(--mist);border:1px solid var(--line);border-radius:12px;padding:1.2rem 1.3rem}.legal-toc ol{border-left:0;grid-template-columns:1fr 1fr;column-gap:1rem}.legal-toc a{padding-left:0}}
@media(max-width:650px){.legal-toc ol{grid-template-columns:1fr}}
.legal-toc{max-height:calc(100vh - 3rem);overflow:auto}.legal-body ul.legal-alpha{list-style:none;padding-left:0}.legal-callout p{font-weight:600;font-size:.9rem;line-height:1.65}.legal-callout a{color:var(--blue)}
@media(max-width:1050px){.legal-toc{max-height:none;overflow:visible}}
/* Form: spam trap, legal note, error state */
.hp-field{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}.form-legal{text-align:center;font-size:.7rem!important;color:var(--muted)!important;margin:.1rem 0 0!important;line-height:1.45}.form-legal a,.consent a{color:var(--blue);font-weight:700}.lead-card .consent span{font-weight:500}.form-status.is-error{color:#b42318!important}.button:disabled{opacity:.7;cursor:wait;transform:none}
/* Mobile refinements */
.brand img{object-position:left center}footer img{object-position:left center}
@media(max-width:650px){
.lead-card input,.lead-card select{font-size:16px;padding:.85rem .9rem}
.consent{gap:.7rem!important}.consent input{width:22px;height:22px;margin:0}
.text-link{display:inline-block;padding:.6rem 0}
.coverage-card a{display:inline-block;padding:.5rem 0}
.form-note a,.form-legal a{display:inline-block;padding:.35rem 0}
footer{font-size:.82rem}footer div a{display:block;padding:.45rem 0}
.legal-links{gap:.2rem 1.4rem}footer .legal-links a{padding:.55rem 0}
.brand{width:150px}.brand img{height:52px}footer img{width:170px;height:60px}
.legal-toc a{padding:.5rem 0}
}